Absolutely not! At Fruit Capital, we link traditional investing with investing in the cryptocurrency asset class. We provide an end-to-end cryptocurrency investment service to equip investors with the knowledge of benefitting from the untapped potential that is the digital asset class.

As a first step, a strategic advisor will establish contact with you to understand your goals. Once this is done, we then draw up a comprehensive plan to be implemented. We setup your account securely and enable you to implement the digital strategy that we build for you. Remember – your funds remain in your control at all times.

Holding cryptocurrencies in your digital wallet is like having money in your bank account. Their high encryption and decentralised nature makes holding cryptocurrencies extremely safe. However, as with your bank account, you will need to ensure that you keep your credentials secure at all times. We, at Fruit Capital, take you through a comprehensive initialisation process that covers all facets of account security.

2 countries have made Bitcoin legal tender.
40 companies have made Bitcoin a part of their balance sheet.
96% of the world where buying, trading and holding of Bitcoin is perfectly legal.

Profits on cryptocurrencies are taxed like any other long term / short term investment, in line with the tax policies that are in effect in your country.

• A national of the republic of India holding Bitcoin or cryptocurrencies would be required to report their gains or losses from the digital assets as a part of their income.
• Tax on gains: A flat 30% tax will be charged on the income from the transfer of digital assets.
• Tax deducted at source: 1% TDS will be deducted on the payment by the buyer if the amount crosses the threshold limit.
• Gift tax: Cryptocurrency is subject to be taxed at the recipient’s end if received as a gift or transferred.
• Tax harvesting: The loss from virtual asset investment cannot be offset against any other income.

Only 0.08% of the globe’s investable assets is sitting in Bitcoin. Although less than 1% of the world’s population holds Bitcoin, digital asset adoption is tracing the internet growth but only faster. 2022 in crypto is akin to where the internet was in 1998. Comparable asset classes are still 5X, 10X and 100X larger than where we are right now with Bitcoin’s market cap.

At Fruit Capital Management, we cannot stress more on the importance of a secure crypto-investing environment. Here are certain basic protocols one can implement to reduce the chances of a security breach.

1. Choose a secure password and consider using a password manager that is open source and has an established track record for credential management.
2. Consider enabling 2FA. Google authenticator, Authy and other authenticator apps are to be used as an additional layer of security for access to your account.
3. A laptop that is used only for crypto investments would be ideal. Don’t take a picture of your wallet seed-phrase.
4. Keep up-to-date with the latest scams, use an ad blocker, book-mark cryptocurrency exchange sites.

• DON'T click on links that look suspicious or appear to have been altered.
• DON'T download files or applications from users you don't know or trust. Were you expecting a file from someone? If not, don’t click the file!
• DON'T enter your cold wallet recovery phrase into any other device than your ledger, especially not ledger live (definitely fake).
• DON'T give away your exchange account login or password information to anyone. When in doubt, assume that there is no customer support.

Linux malware attacks are on the rise, and given that several crypto traders/investors use Linux for its versatility, the team has put together a list so you can secure your linux investing environment.

1. Never ever use the root user.
2. Update your OS security patches frequently.
3. Enable and setup a firewall.
4. Never allow password-based SSH, only use key-based access.
5. Disable non-essential SSH subsystems (Banner MOTD, SCP, X11 forwarding) and harden your SSH configuration.
6. Back up storage regularly.

If you have thought about it, the thieves have as well. Do not store your seed phrase.

1. Digitally (most important).
2. Under the master-bed mattress.
3. Safe (very easy to pick up).
4. In an empty vase/behind a painting.
5. Wrapped in a generic plastic bag and placed in the freezer.
6. DVD cases or pockets of a coat in the wardrobe.

More than 90% of all Bitcoins have been mined. The last Bitcoin will take 40 years to mine and this is slated to be around 2140.

Impact on miners:
Case 1: If there are a lot of transactions (Hyper Bitcoinization), miners will earn lesser rewards.
Case 2: If Bitcoin is used as a store of value, miners will charge high transaction fees to process high-value transactions and earn more rewards.

Impact on the Lightening network:
Bitcoin model favours accuracy and integrity over speed. If in 2140, the total transactions remain low, then Bitcoin will shift to becoming a reserve asset. This scarcity in supply will then probably lead to more people buying into Bitcoin as a store of value.

• An entire wing of crypto traders and investors pursue high APR and APY investment products.
• APR: 14% APR means that your $100 will be worth $114 after one year.
• APY: 14% APY means that your $100 will be worth $114 after a year only if you compound your returns a minimum of once per day, every day, for 365 days.

1. Don’t marry your bags. Taking profits is healthy- no matter how good your coin is, there will always be better opportunities out there.
2. Not more than 25% of your portfolio on a centralised-exchange- not your keys, not your crypto.
3. Being paranoid is okay- no random links, no customer support, no responding to random telegram and reddit DM’s.
4. Exit strategy- a majority of the coins featured in today’s top 100 will not exist come the next cycle.

1. Succumbing to FOMO (Fear Of Missing Out).
2. Panic Selling when everybody is panicking due to FUD (Fear, Uncertainty, Doubt) leading to buying High and Selling low.
3. Investing everything in a single coin. Never have all your eggs in one basket.
4. Investing in crypto to get rich quickly while simultaneously scooping up penny cryptocurrencies just because they’re cheap.